Welcome to our website. We value your privacy and are dedicated to protecting your personal data. This privacy policy outlines how we collect, use, store, and protect your personal data, and your rights concerning this data. We do not share your data with third parties for marketing or promotional purposes.
1. Data Sharing and Disclosure
We do not share your personal data with third parties for marketing or promotional purposes. We may share your data with third parties only in the following circumstances:
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Service Providers: With third-party service providers who perform functions on our behalf, such as IT service providers, data storage providers, and telecom service providers.
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Legal Obligations: When required by law or to respond to legal processes.
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Protection: To protect our rights, property, and safety, or that of our customers and others.
2. Data We Collect
We collect various types of personal data, including:
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Identity Data: First and last name.
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Contact Data: Email address, phone number, billing, and delivery address.
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Technical Data: IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system, and platform.
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Usage Data: Information about how you use our website, products, and services.
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Marketing and Communications Data: Your preferences in receiving marketing from us and your communication preferences.
3. Methods of Data Collection
We collect personal data using various methods, primarily through forms on our website:
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Direct Interactions: You provide your personal data when you fill out forms, create an account, subscribe to our services, request marketing materials, or give us feedback.
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Automated Technologies: As you interact with our website, we may automatically collect technical data about your equipment, browsing actions, and patterns. This data is collected using cookies, server logs, and other similar technologies.
4. How We Use Your Personal Data
We use your personal data for the following purposes:
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SMS Program: If you opt into our SMS program, we will send you messages regarding our services, updates, policies, and promotional offers. Messages may include product updates, service notifications, and special offers. You can opt-out at any time.
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Service Provision: To perform the contract we are about to enter into or have entered into with you.
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Marketing and Communications: To send you marketing materials and communicate with you about our services.
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Prospecting: To analyze your data to understand your preferences and identify new client prospects.
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Customer Support: To respond to your inquiries and provide support.
5. Data Storage, Maintenance, and Protection
We implement appropriate security measures to protect your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. These measures include:
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Data Encryption: Encrypting personal data to protect it from unauthorized access.
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Access Controls: Limiting access to personal data to authorized personnel only.
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Regular Security Assessments: Conducting regular security assessments to identify and mitigate potential vulnerabilities.
6. Your Rights
You have the following rights regarding your personal data:
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Access: You can request access to the personal data we hold about you.
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Correction: You can request correction of any incomplete or inaccurate data we hold about you.
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Erasure: You can request deletion of your personal data where there is no good reason for us to continue processing it.
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Objection: You can object to the processing of your personal data where we rely on a legitimate interest and there is something about your situation that makes you want to object to processing on this ground.
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Restriction: You can request restriction of processing of your personal data.
7. Opt-Out Options and Mobile Information
You have the right to opt out of receiving marketing communications from us at any time by:
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SMS: Replying "STOP" to any SMS message you receive from us.
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Email: Clicking the "unsubscribe" link in any email you receive from us.
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Account Settings: Updating your preferences in your account settings on our website.
More on Mobile Information Usage
Our SMS program provides updates, notifications, and promotional messages related to our services. By subscribing to our SMS program, you consent to receive SMS messages at the phone number provided. Message frequency may vary based on your interaction with our service.
We do not share your mobile information with third parties or affiliates for marketing or promotional purposes. All categories of personal data mentioned above exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties under any circumstances.
However, we may share your data with trusted service providers who assist us in operating our SMS program, provided they agree to keep your data confidential and use it solely for the purpose of providing services on our behalf.
You have the right to access, correct, verify, or remove your personal information at any time. To manage your information, please contact us at 908-355-8765.
Opt-Out Option: If you wish to opt out of receiving SMS messages, you may do so at any time by replying "STOP" to any of our messages or by contacting us directly at 908-355-8765. Opting out will not affect your other interactions with our services.
Information We Collect
We collect different types of personal information depending on how you interact with our services:
- When you request a quote, purchase insurance, or communicate with us, we may collect your name, contact details (email, phone number, address), social security number, driver’s license number, insurance policy details, and payment information.
- When you use our website, we automatically gather information about your device, IP address, browser type, and how you interact with the site, including pages viewed, time spent, and referring URLs.
- Any communication you have with us—via phone, email, or online chat—may be recorded and stored for quality assurance, training, or to help fulfill your requests.
- We use cookies, web beacons, and similar technologies to personalize your experience, improve our services, and track user activity on our website.
How We Use Your Information
We use the personal information we collect from you for various purposes, including but not limited to:
- To process insurance applications, manage policies, and handle claims.
- To respond to inquiries, process requests, and provide necessary customer service.
- To send you relevant offers, promotions, or newsletters based on your preferences (with opt-out options available).
- To monitor how our website is used, improve its functionality, and develop new products and services.
- To protect against fraud, unauthorized access, and other threats, and to comply with legal or regulatory requirements.
Sharing and Disclosure of Information
- We respect your privacy and will not sell, rent, or share your personal information for marketing purposes without your consent. However, we may share your information in the following circumstances
- We work with trusted third-party vendors to provide services such as data analysis, payment processing, email delivery, and customer support. These providers are obligated to protect your personal information and use it only for the purposes we define.
- We may disclose your personal information if required by law or in response to legitimate requests from regulatory authorities or courts.
- In the event of a merger, acquisition, or sale of all or part of our assets, your personal information may be transferred to the new business entity as part of the transaction.
Data Security
We take your data security seriously and implement various administrative, technical, and physical security measures to protect your personal information. These safeguards are designed to prevent unauthorized access, misuse, or disclosure of your data. However, no method of transmitting or storing data electronically is 100% secure, so we cannot guarantee absolute security.
Cookies and Tracking Technologies
We use cookies and other tracking technologies to personalize your experience on our website and improve its performance. Cookies allow us to remember your preferences, gather analytical data, and deliver relevant advertising.
You can control or disable cookies through your browser settings. Please note that disabling cookies may limit your ability to use certain features of our website.
Your Privacy Rights
You have certain rights regarding your personal information, depending on your location and applicable privacy laws. These rights may include:
- You can request a copy of the personal data we hold about you.
- You can request that we update or correct any inaccurate personal data.
- Under certain circumstances, you may request that we delete your personal data.
- In specific situations, you may request that we limit how your personal data is used.
- You can request your personal information in a commonly used, machine-readable format.
- You may object to the processing of your personal data for certain purposes, including marketing.
To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.
Children's Privacy
Our services are not directed at children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete it promptly. If you believe we have collected information from a child under 13, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page, and we encourage you to review it periodically to stay informed about how we are protecting your information.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us.